Find your maximum home price based on income, debts, and DTI. Get three budget tiers: conservative, comfortable, and maximum.
How DTI works: Lenders use your Debt-to-Income ratio to qualify you. Most conventional loans require total monthly debts (including your new mortgage) to be under 43% of gross income. 36% is the comfortable sweet spot; 28% is conservative. FHA loans can go up to 50% in some cases.
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